Chapter 7 Bankruptcy Means Test Median Family Income Levels By State for Cases filed on or after May 15, 2021

Below you will find the median family income levels utilized by the United States Trustee Program for means testing individuals who have filed for bankruptcy relief. As of May 15, 2021, the median family income levels for Florida have stayed the same as the period immediately preceding this. The median income information is used by the bankruptcy court when determining whether or not an individual qualifies for relief under chapter 7 of the Bankruptcy Code, and also is used in determining the applicable commitment period for payment plans filed under chapter 13. If you are considering chapter 7 or chapter 13 bankruptcy, you should contact a Florida bankruptcy attorney such as Joseph Battaglia, immediately to discuss your situation. Sarasota bankruptcy attorney Joe Battaglia offers free initial consultations for bankruptcy matters.

This data comes from the United States Census Bureau and is updated regularly based upon the Consumer Price Index for All Urban Consumers. Note that being either above or below the applicable median income figure for your household size can be a good indicator of whether or not you should file a chapter 7 bankruptcy case, though it is far from the only factor to be considered. Therefore, your circumstances and specific situation should be reviewed by an experienced bankruptcy attorney for such a determination.

Each state has its own set of median income levels. The data for all U.S. states and U.S. territories, effective as of the date mentioned above, is shown in the chart below and is provided for general informational purposes only. These figures change periodically and so should not be relied upon for any reason without the consultation and advice of a competent bankruptcy attorney.

Median Income figures for Bankruptcy Means Testing

FAMILY SIZE
STATE1 EARNER2 PEOPLE3 PEOPLE4 PEOPLE *
     
Alabama$49,798$60,556$67,098$81,842
Alaska$64,003$86,628$103,223$103,223
Arizona$55,839$69,975$75,560$85,714
Arkansas$46,689$58,465$67,020$68,180
California$62,938$83,435$92,735$106,530
Colorado$67,768$88,178$96,223$115,473
Connecticut$69,244$90,286$103,544$130,975
Delaware$62,152$78,813$92,496$108,527
District of Columbia$70,934$132,134$132,134$173,898
Florida$53,182$66,748$71,689$85,203
Georgia$53,105$68,295$76,391$92,286
Hawaii$72,396$84,224$96,021$119,681
Idaho$52,477$65,730$73,196$90,767
Illinois$58,698$77,547$92,711$108,549
Indiana$52,327$66,386$78,113$91,772
Iowa$51,725$71,767$81,910$96,373
Kansas$52,598$72,442$84,404$94,036
Kentucky$49,646$59,017$68,293$82,626
Louisiana$47,488$58,303$68,168$83,547
Maine$55,354$69,713$83,145$92,782
Maryland$71,839$94,405$108,879$131,859
Massachusetts$71,708$92,034$112,146$142,040
Michigan$53,815$67,015$80,465$99,179
Minnesota$62,574$82,483$101,669$120,110
Mississippi$45,317$54,584$58,459$71,528
Missouri$51,144$66,490$76,431$90,521
Montana$54,870$68,613$76,078$82,969
Nebraska$51,474$72,321$86,989$97,943
Nevada$54,394$69,804$77,536$84,764
New Hampshire$72,047$83,344$107,942$129,738
New Jersey$71,941$88,511$112,416$134,345
New Mexico$47,524$58,003$63,213$67,161
New York$60,696$77,159$92,508$112,424
North Carolina$51,278$66,859$72,958$90,039
North Dakota$55,701$78,927$90,689$105,279
Ohio$52,415$67,059$79,022$96,175
Oklahoma$49,127$63,789$68,193$79,426
Oregon$62,059$74,283$89,565$101,773
Pennsylvania$57,919$71,448$88,293$105,138
Rhode Island$64,510$80,775$96,567$109,439
South Carolina$49,999$64,874$71,757$86,278
South Dakota$52,361$71,463$83,550$92,073
Tennessee$50,801$63,983$72,011$86,983
Texas$52,953$71,287$77,110$89,196
Utah$67,265$73,754$86,562$96,607
Vermont$56,093$74,509$88,472$112,466
Virginia$64,870$82,910$98,253$116,328
Washington$71,060$86,240$99,948$113,566
West Virginia$50,855$55,518$68,537$74,508
Wisconsin$55,334$73,061$88,431$104,987
Wyoming$57,795$72,726$84,913$101,246

* Add $9,000 for each individual in excess of 4.